The Full Experience
Work. Wealth. Wellness. One System.
Most people do not need another disconnected goal, plan, or piece of advice. They need a way to see the whole picture, decide what matters most, and turn it into action.
Thrive AF: The Full Experience brings Work, Wealth, and Wellness together in one practical system. You will get clear on what matters, build a personalized Roadmap, and create the direction, actions, support, and follow-through to move forward.
Don't Just Have a Future.
Build One.
Most people spend more time reacting to life than intentionally building what they want next.
What would make what comes next worth getting excited about?
More success on your terms. Work that matters. Greater financial freedom and flexibility. Better health. Stronger connections. More choice about how you live.
A thriving future looks different for everyone. The important part is getting clear on what it looks like for you.
Thrive AF helps you see the full picture, build your personalized Roadmap, and take focused action toward it.
Your Life Does Not Happen in Separate Boxes.
Work affects money. Money affects choices. Health, relationships, and wellbeing affect your energy, focus, and what feels possible.
You may be doing well in one area, wanting more in another, or making decisions that affect all three.
Thrive AF Brings the Three Together
Work
Create more value, navigate work more effectively, make smarter career decisions, and build toward where you want to go.
Wealth
Strengthen your financial foundation, make smarter money decisions, and build greater confidence, flexibility, and choice.
Wellness
Strengthen the foundations that shape how you feel and live, including health, mindset, purpose, balance, relationships, and growth.
Turn What Matters Into What Happens Next.
Thrive gives you a practical system to turn intention into direction and direction into action.
Get Clear
Understand what matters most, where you are, what is working, what needs attention, and where you want to go.
Build Your Roadmap
Turn what matters across Work, Wealth, and Wellness into clear priorities, direction, and focused actions.
Make It Happen
Take action, build accountability, stay aligned, and adjust as your priorities and circumstances change.
One Roadmap. The Whole Picture.
Most people have goals, lists, ideas, and perhaps even a career plan or financial plan.
What they usually do not have is one integrated Roadmap connecting what matters across Work, Wealth, and Wellness.
The Roadmap Difference
You will not leave Thrive AF with another notebook full of ideas or a collection of disconnected goals.
You will build one personalized Roadmap that connects what matters most with where you want to go and what you will actually do.
The Roadmap becomes a practical tool you can revisit and refine as your priorities and life change.
Your Roadmap Clarifies
- What matters most
- Where you want to go
- What needs attention now
- What actions you will take
- How you will stay aligned and accountable
Know What Matters. Know What Comes Next.
Choose How You Want To Thrive AF!
Virtual Group experience, deep One-on-One, or build together as a couple.
Each format uses the same integrated Thrive system and leads to a personalized Roadmap.
Choose the experience that fits how you want to work, the support you want, and what you want to invest.
Thrive AF! One-on-One
Personal
What You Get:
- Complete Thrive AF Process
- 4 Deep-Dive Thrive AF Sessions + 2 Follow Ups
- Complete Thrive AF Process
- 4 Deep-Dive Thrive AF Sessions + 2 Follow Ups
What You Pay:
- Early AF Rate: $1150
- Future Rate: $1950+
Thrive AF! One-on-One
Personal
What You Get:
- Complete Thrive AF Process
- 4 Deep-Dive Thrive AF Sessions + 2 Follow Ups
- Complete Thrive AF Process
- 4 Deep-Dive Thrive AF Sessions + 2 Follow Ups
What You Pay:
- Early AF Rate: $1150
- Pay in full or 3 easy payments of $400
- Future Rate: $1950+
Thrive AF! Group Workshops
Community & Affordable
What You Get:
- Complete Thrive AF Process
- 4 Live Weekly Workshops + 2 One-on-Ones
- Complete Thrive AF Process
- 4 Live Weekly Workshops + 2 One-on-Ones
What You Pay:
- Early AF Rate: $475
- Future Rate: $950+
Thrive AF! Group Workshops
Community & Affordable
What You Get:
- Complete Thrive AF Process
- 4 Live Weekly Workshops + 2 One-on-Ones
- Complete Thrive AF Process
- 4 Live Weekly Workshops + 2 One-on-Ones
What You Pay:
- Early AF Rate: $475
- Pay in full or 2 easy payments of $250
- Future Rate: $950+
Thrive AF! Couples
Thrive Together
What You Get:
- The Full Thrive AF Process, Together
-
4 Core Thrive AF process meetings plus 2 Follow Ups
Individual exercises along with joint sessions focused on alignment and shared growth
- The Full Thrive AF Process, Together
- 4 Core Thrive AF process meetings plus 2 Follow Ups
- Individual exercises along with joint sessions focused on alignment and shared growth
What You Pay:
- Early AF Rate: $1550
- Future Rate: $2450+
Thrive AF! Couples
Thrive Together
What You Get:
- The Full Thrive AF Process, Together
-
4 Core Thrive AF process meetings plus 2 Follow Ups
Individual exercises along with joint sessions focused on alignment and shared growth
- The Full Thrive AF Process, Together
- 4 Core Thrive AF process meetings plus 2 Follow Ups
- Individual exercises along with joint sessions focused on alignment and shared growth
What You Pay:
- Early AF Rate: $1550
- Pay in full or 4 easy payments of $400
- Future Rate: $2450+
The Receipts
Real people. Real work. Real progress.
Skylar
Teagan
Patrick
Built From Experience. Designed for Real Life.
Thrive AF was created by Dr. Rick Newman, an Organizational Psychologist, former executive, and former financial advisor with more than 30 years helping people make better decisions, navigate change, improve performance, and build stronger futures.
His work across careers, leadership, finances, wellness, and major life decisions revealed the same problem:
People are expected to figure out far too much of the important stuff on their own.
That Is Why Thrive AF Exists.
It is a practical, candid system that helps you get clear, define your direction, take action, and build your future.
Dr. Rick personally facilitates every Full Experience, whether Group, One-on-One, or Couples.
Trusted by Leading Organizations to Help People and Businesses Thrive


















A Few Things You May Be Wondering.
What happens in the virtual Group experience?
The Group experience includes five live virtual workshops and one follow-up session.
You will use assessments, reflection, discussion, worksheets, practical tools, and the participant portal to understand where you are, decide what matters most, build your personalized Roadmap, and take focused action.
You will move through the experience alongside people who are also working on what matters to them. The group provides shared learning, new perspectives, support, and accountability.
Click Connect for Details on upcoming dates and scheduling.
How do I choose between Group, One-on-One, and Couples?
Choose Group if you want the complete Full Experience with shared learning, community, support, and a lower price point.
Choose One-on-One if you want the experience built around your individual priorities, circumstances, and decisions.
Choose Couples if you and your partner want to strengthen your individual direction and build greater shared alignment around your future.
If you are not sure, use the Get Full Experience Details form. Tell Dr. Rick what you are looking for, and he will help you determine which format fits best.
What will I leave with?
You will leave with greater clarity about what matters, practical tools you can continue using, focused actions, and a personalized Thrive Roadmap.
Your Roadmap connects where you are, where you want to go, what needs attention, what actions you will take, and how you will maintain support and accountability.
The goal is to know what matters, know what to do next, and have a practical structure for following through.
How much does the Full Experience cost?
Current pricing and payment options are shown in the Group, One-on-One, and Couples cards above.
Use the Get Full Experience Details form if you have questions about pricing, payment options, upcoming Group dates, or which format is right for you.
Do you offer a military discount?
Yes. Thrive AF offers a military discount for currently transitioning service members.
Use the Get Full Experience Details form and mention your military status to ask about eligibility and current discounted pricing.
Ready To Build What's Next?
The future you want is too important to leave to chance.
Thrive AF gives you a practical system to define your direction, build your Roadmap, and turn what matters into focused action.