FAQS

FAQS

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Who is Thrive AF For?

What if I’m doing okay, is Thrive AF still for me?

Yes. Thrive AF isn’t a last resort, it’s a launchpad. This is for people who want to thrive, flourish, shine, and kick ass in life. You don’t have to be falling apart to want more. Whether you’re coasting, stuck, or just ready to stop settling, Thrive AF gives you the clarity, confidence, and plan to level up.

Nope. Thrive AF was designed with Gen Z and Millennials in mind, but it works for anyone who’s ready to get clear, take control, and move forward, no matter their stage of life. We have Thrive AF graduates in their 20’s, 30’s, 40’s and 50’s. It’s bold, practical, and focused on action, not age.
Millennials are smack in the middle of career shifts, life pressure, financial chaos, and figuring out what’s next. Thrive AF helps you reset, refocus, and build a roadmap to what you actually want, without the burnout.
Yes. Couples can, and have gone, through the Thrive AF process together. You’ll each complete your own exercises and meet weekly as a pair to define and align your goals and create a roadmap that honors both your individual and shared priorities.

Absolutely. Thrive AF is designed for moments when everything’s changing or needs to. If you’re rebuilding after a breakup or major relationship shift, this gives you the structure and confidence to start fresh.

Grief shakes everything. Thrive AF won’t erase that, but it will give you a path forward. If you’re ready to reimagine life and reclaim your future, this process meets you where you are and helps you move with intention.

That’s exactly what Thrive AF was built for. Whether it’s a job change, relocation, relationship decision, or reinvention; you’ll get clarity, structure, and momentum to make smart, values-driven decisions.

That’s the signal, not the problem. Thrive AF gives you a kickstart and the clarity to figure out what’s next, plus the plan and confidence to actually do something about it.

Nope. This is structured, psychology-backed, no-fluff personal strategy work. It’s deeper than motivation, more practical than therapy, and 100% focused on getting your life together across work, wealth, and wellbeing.

Perfect. Thrive AF is all about helping you figure out what matters, why it matters, and what to do about it. Clarity is step one, we build from there.

Great. Thrive AF is different. It’s an actionable framework that turns insight into strategy and strategy into action. You’ll walk away with a personal roadmap and the tools to keep moving forward.

Pricing & Access

What does Thrive AF! cost?

It depends on the path you choose and how long you wait. Thrive AF! one-on-one is our top-tier option and provides the most personal, customized Thrive AF! experience you can get. Thrive AF! workshops are much more affordable. Also, since we’re in the early phases, pricing is currently a fraction of typical market rates, so sooner is better. Contact us for current openings and pricing.

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Yes. Transitioning military members and active-duty spouses receive 50% off current rates. It’s our way of serving those who serve. This commitment runs deep as Dr. Rick’s wife is an Army veteran, and supporting the military community has been part of Thrive AF!’s DNA from the start. Just mention it when booking your consultation.
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Yes. Dr. Rick has led hundreds of workshops for organizations looking to grow their people and improve business performance. If your team needs help driving business results through leadership, alignment, culture or operations that actually impact bottom line results, let’s talk.

Corporate
Group

Yes, we do. Thrive AF offers flexible payment options for both Thrive AF one-on-ones and Thrive AF workshops. You’ll typically pay part up front to lock in your spot, with the remainder due partway through the process. Exact amounts may vary depending on the program and pricing at the time, but we keep it simple and transparent. Pay a tad more, stress a lot less. That’s a win.

Logistics & Tools

What tools do I need?

A device (phone, tablet, or laptop) with a web cam, internet connection and a willingness to be honest with yourself. That’s it. Nothing fancy.

Most people spend 1–3 hours per week outside of the sessions or workshops. Thrive AF! sessions (workshops or one-on-one coaching) are usually 1-2 hours once a week for 4 weeks, then two follow-on one-on-one sessions. You get what you give, but we make it doable.

Life happens. We reschedule one-on-one coaching sessions and record workshops when possible. You won’t fall behind — Thrive AF! is flexible, not rigid.

We believe momentum matters, but life happens. While we encourage you to stay consistent to get the most out of the experience, we’re flexible. If you need to reschedule a one-on-one session by a week or even a month, we’ll make it work.

Thrive AF! is delivered through a mix of Zoom sessions (both one-on-one and workshops), web-based forms, and email-based tools and links. Everything is designed to be accessible, flexible, and easy to use with no apps to download, no tech headaches.

Yes, Thrive AF! is built for busy people. Time commitment is real but manageable. We meet you where you are, not where Instagram says you should be.

One-on-one sessions are held during business hours and scheduled directly with Dr. Rick. Group workshops are usually held after hours on weekday evenings or weekend mornings, depending on your selected cohort. Once you choose your time slot (like Tuesdays at 6:00pm ET) your workshop will meet at that same time week for 4 weeks.

Yes. You’ll have access to continued tools, updates, and future events (including online Happy Hours). Thrive AF! is a launchpad, not a dead end.

Your Thrive AF! journey continues. You’ll get access to ongoing resources, updates, and community events like monthly happy hours.

If you’re not done when the program ends, neither are we. You can continue one-on-one coaching. All graduates of Thrive AF! get time availability priority and a reduced rate.

Yes. Thrive AF! is flexible. Your journey might evolve, and we’re here for that. Just let us know what’s shifting.

Privacy, Guarantees, & Expectations

Are there guarantees or refunds?

We don’t promise results, we promise a proven process. If you show up and do the work, you’ll grow. If you’re unsure, let’s talk before you pay.

Yes. Confidentiality is core to what we do. One-on-one coaching is 100% private. In workshops, all participants are expected to honor confidentiality as part of the experience. Sessions may be recorded for quality and catch-up purposes, but nothing personal is ever shared without your explicit permission.

Be honest. Show up. Participate. Do the work. Respect others. That’s it. Thrive AF! is commitment-driven so you’ll get out what you put in.

Program Format & Options

What’s the difference between Thrive AF! one-on-one and Thrive AF! workshops?

One-on-one coaching is the Thrive AF! process fully personalized to your goals, your timing, your life. Workshops are interactive group experiences where you’ll grow alongside others, share insights, and learn from the energy of the room. Both follow the Thrive AF! process, just delivered differently.

You want deep, personalized support. You’re ready to go all in on yourself. One-on-one is the most tailored, high-touch path which is ideal if you have big goals, complex situations, or just want max momentum.

You like shared energy, community, and real-time insight from others walking their own Thrive AF! path. Workshops are more affordable, still powerful, and a great way to grow with guidance and peer support. The process and tools for workshops and one-on-one Thrive AF! are the same.

Yes! If you participate in the workshops, there are two follow-up one-on-one coaching sessions to ensure you have all your questions answered, the clarity you need, and the momentum to Thrive AF!

The workshops are best done with a small group to ensure the individual participation and growth necessary to Thrive AF!. We keep our workshops in the sweet-spot of 6-10 participants.

Yes. Couples can and have gone through Thrive AF together. Each of you will complete your own reflections and worksheets, then meet together each week to explore your goals, clarify priorities, and work toward a shared vision. The process follows the one-on-one Thrive AF format, and you meet together directly with Dr. Rick. Your spouse or partner can join for an additional fee of about 50% of the individual rate, making it an affordable way to invest in your future together. This couples rate does not apply to workshops or tailored coaching.

Happy Hours are optional, no-pressure community sessions. . . part hangout, part growth. We talk wins, challenges, real-life stuff. It’s where Thrive AF! really comes alive: casual, honest, and connected.

Fit & Philosophy

Is this like therapy or counseling?

Nope. Thrive AF! is not therapy. Thrive AF! is reflection-centered, forward-focused, action-based coaching. We don’t dig into your trauma. We help you build your future.

No. . . It’s way more than that. Thrive AF! is a guided framework built on decades of experience in psychology, leadership, and financial strategy. It’s structured, actionable, and designed to help you get real clarity in your work, wealth, and wellbeing. This isn’t “talk about your feelings” coaching. It’s “figure out what matters and build a plan” coaching with tools, direction, and momentum. If you want feel-good fluff, this isn’t it. If you want progress, you’re in the right place.

No. What we do is help you get clear on your financial goals, mindset, and priorities so that if-and-when you do work with a pro, you know exactly what you want and why. We help you build a confident foundation, not sell you any financial product.

If you’re stuck, searching, or settling, Thrive AF! is for you. We’ll help you define what you want, why it matters, and how to get it.

Perfect. That’s where we start. We get clarity before action. You don’t need answers; you need a process. That’s Thrive AF!.

Nope. We’ve had Thrive AF! participants in their 20’s, 30’s, 40’s and 50’s. Thrive AF! is for anyone feeling stuck or ready to level up in work, wealth, or wellbeing.

Absolutely. Many people thrive faster when they grow with someone. We can even support you both, or a group, if you want to take the journey together.

We’ve had people ask, we’re flattered, but nope. Thrive AF! is a passion project. Right now, we’re investing in people, not taking investment from them. If you want to support it, share it with someone who’s ready to Thrive AF!.